Full-Time Loan Officer at CNB
Available Openings: 1
Apply By: January 11, 2024
Industry: Job Openings
Pay Type: Salary
Compensation: $60,000 - $90,000 Range
Education Level: Bachelor's Degree

CNB Bank has been serving the citizens of Carlsbad and Eddy County since 1924.  We are a Community Minded Bank located in Southeast New Mexico.  Are you ready to join our team? 

Our Benefits include:  Health, Vision, Dental and Life Insurance, 401k/Profit Sharing Plan, Tuition Assistance, Professional Development, Paid Vacation and Sick Days, 11 Paid Holidays and more!



Underwrites loan requests/applications according to approved policies and procedures prepares credit and presents applicable requests to loan review committee for approval. 


  • Actively participants in local business and community activities to market the Bank and facilitate new loans and deposits to assist in meeting bank profitability goals including business plan growth, income objectives, controlling expenses to maintain a profit
  • Reviews, analyzes, and processes commercial and consumer lending requests and packages.
  • Presents and reviews major loan requests to loan committee or Executive Committee of the board of directors for approval or rejection
  • Negotiates loan participation and purchase agreements, inspects properties held as collateral, review applicable loan documents, and maintains files and servicing for such loans
  • Works with attorneys representing the financial institution on loan matters
  • Interviews commercial/consumer loan applicants as well as obtains and compiles financial information necessary for loan processing.
  • Assists in the Bank’s loan portfolios as to risk management considerations to maintain quality control and minimize losses
  • Orders credit report and other required documents for loan applicants.
  • Actively involved in new commercial and consumer-based and third-party loan programs.
  • Market the Bank through involvement in civic and community events and organizations
  • Work closely with credit analysts in the underwriting process, using a team approach during the preparation of credit proposals
  • Responsible for keeping the process moving by supplying the necessary items to Loan Operations or to outside legal counsel/title companies etc. to necessitate a closing



  • Bachelor’s degree in Finance/Accounting preferred, but not required.
  • Minimum of five (5) years commercial loan experience in a banking environment
  • Knowledge of lending policies and procedures, including state and federal regulations
  • Strong interpersonal communication and phone etiquette
  • Proficiency with Microsoft Word and Excel, including accuracy
  • Ability to multi-task, prioritize and meet deadlines; follow direction
  • Ability to work independently
  • Attention to detail, accuracy, and follow-through
  • Spanish-speaking preferred, but not required
  • Lending/banking experience preferred, but not required


Contact: Kirsten St. John
202 W. Stevens
Carlsbad, Eddy County, New Mexico 88201